Fiancée—without a proposal! Zachary Merit might have saved a senator's daughter's life—but he doesn't expect to read in the newspapers that she is his fiancée! That is certainly news to him! Now, much to his irritation, Olivia has followed him to Merit Island—to apologize…. Olivia still finds Zack reckless and exciting—everything she isn't. Could she ever be like him, fit in with his wild lifestyle? Probably not. So why is she so determined to make him her fiance—for real?